Covered California is a free service that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies. That means when you apply, you may qualify for a discount on a health plan through Covered California.

It is true that this penalty was removed in 2019, but beginning in 2020, California residents must either:

• Have qualifying health insurance coverage, or
• Pay a penalty when filing a state tax return

The penalty will be $695 or more (2.5% of your annual income) when you file your 2020 state income tax return in 2021. The penalty for a dependent child is half of what it would be for an adult. A typical family of four that goes uninsured for the whole year would face a penalty of at least $2,000. The penalty will be applied by the California Franchise Tax Board when you file your state tax return.

Enrolling is really easy and fast, you only need to:

• Be a US citizen, resident or have a work permit
• Report taxes
• Call Ortiz Insurance

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Applications for Covered California health insurance plans are accepted each year during open enrollment (Oct 15-Jan 31). After this enrollment season, you can enroll in a plan only if you have a life event that qualifies you for a special-enrollment period.

When you apply for coverage through Covered California, your application is automatically checked to see if your family is eligible for financial help through Covered California or for free or low-cost Medi-Cal.

Yes! With Ortiz Insurance you always have the option to visit our different locations, but the fastest way is to give us a call if it’s easier for you, or you are not close to any of our offices.
Call us and get your quote today for free!
📞 909 623 5050

Locations

322 South Garey Ave.
Pomona, CA 91766

1054 E 4th St
Ontario, CA 91764

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If you are already enrolled with Covered California, even if you were not enrolled by Ortiz, we are definitely able to assist you with your renewals, reporting changes, getting your 1095-A and selecting plans.

Help is free!

During the open enrollment season. It begins October 15th and ends January 31st. Sometimes Covered California renews automatically, but it is better to check annually to avoid any surprises, as every year companies make changes in the prices. This is the right time to check other companies or other plans, you might have a better offer.

 

During the open enrollment season. It begins October 15th and ends January 31st. Sometimes Covered California renews automatically, but it is better to check to avoid any surpruises. 

 

By the end of the year you have to check your current plan, this should be during the Open Enrollment period that starts in October, having as limit to report changes the 15^th of December, to have effective January first your changes, in case you make any.

This is the right time to check other companies or other plans, you might have a better offer.

It is important to go over this process as every year companies make changes in the prices, to avoid any surprises.

Once your application is completed you must process your first payment, wait for your ID cards and enjoy the benefits of your health insurance.

Any kind of problem you have, you only have to call Ortiz Insurance and we will guide you or resolve it for you.

Medicare is health insurance for 65 years old people and older, certain people under 65 with disabilities, and people of any age with End-Stage Renal Disease (ESRD).

If you’re over 65 (or turning 65 in the next 3 months) and not already getting benefits from Social Security,  you need to sign up to get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

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You can only enroll in Medicare at certain times, and the cost can go up the longer you wait to sign up. Getting Medicare late can mean lifetime premium penalties and delays in when your coverage can start.

If you already get benefits from Social Security, you’ll get Medicare Part A and Part B automatically when you’re first eligible and don’t need to sign up. Medicare will send you a “Welcome to Medicare” packet 3 months before you turn 65.

If you’re over 65 (or turning 65 in the next 3 months) and not already getting benefits from Social Security, you need to sign up to get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

Deciding to enroll in Part B is an important decision. It depends on the type of coverage you have now, and whether you can sign up later (without a penalty).